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About Us


Meet Our Team


Terriann Procida


Terriann Procida is a founding partner of the employee benefits firm, Innovative Benefit Planning, L.L.C., and has over 25 years of experience in the insurance industry, providing employee benefit services to business owners and executives nationally. Her experience working with diverse businesses throughout the region has helped Terriann to identify key challenges that employers face. As a business owner herself, Terriann brings a valued perspective when assisting her clients in their benefit decisions. She has received many accolades from her clients and colleagues over the years. Terriann was recognized with Samaritan Healthcare & Hospice's "Circle of Excellence Award," and was most recently appointed Chairwoman of the 2016 United Benefit Advisors Board of Directors. Terriann is also a member of Vistage International.

In her spare time, Terriann immerses herself in many professional and volunteer activities including serving on the Samaritan Healthcare & Hospice gala committee. She is a well-known speaker on to topics of Healthcare Reform and the Patient Protection and Affordable Care Act and was chosen to speak at Tri-State HRMA's 27th Annual Conference.

Terriann resides in Moorestown, NJ with her husband Mark and their three children.

Mark Sulpizio


Mark W. Sulpizio is a founding partner of the financial and employee benefit consulting firm of Innovative Benefit Planning, LLC, located in Moorestown, New Jersey. Mark also functions as the Practice Lead for the firm's Qualified Plan Practice, Innovative Investment Fiduciaries, LLC, and is also a Director at Main Street Investment Advisors, LLC, and independent Registered Investment Advisory firm with offices in South Jersey.

Mark earned his Masters of Science in Taxation from Philadelphia University, and also holds Accredited Investment Fiduciary (AIF) designation. He attained his undergraduate degree from Penn State University.

Mark is a past president and long-time member of the Moorestown Breakfast Rotary Club and an active member of Vistage International, one of the world's leading CEO organizations. He also serves on the Board of Governors for the YMCA of Burlington and Camden Counties. He's volunteered for many years in youth sports organizations and he currently serves as President of the Moorestown Quakes Ice Hockey Club. He resides in Moorestown, NJ with his wife, Terriann, and their three children, William, Ariana and Elias.

Dan Foley

Employee Benefits Consultant

Dan has over 14 years of consulting experience with middle market employers in workforce management and employee benefits. Dan is a Certified Corporate Wellness Specialist® and has helped many employers implement alternative funding plan designs and wellness programs with a measurable ROI. These advanced strategies have helped Dan’s clients achieve a “negative trend”, while increasing employee health and productivity. Dan has a Bachelor’s of Finance Degree from Seton Hall University, has served on an advisory board of a Fortune 100 company and on the All-Star Consulting Panel at the United Benefit Advisors Fall Conference in 2013 and 2014. Dan is licensed in Health, Life, and Disability insurance and is also federally licensed as an Investment Advisor Representative with the SEC. Dan has also been chosen to speak as a subject-matter expert at:
-Annual HRMA conferences
-Educational Lunch Programs for national payroll providers
-PA/NJ/NY area educational lunch programs for thousands of employers

Dan lives in Riverton, NJ with his wife and two children. He coaches youth soccer and actively supports Little Smiles Philadelphia, Urban Affairs Coalition, and his local police and fire departments.

Ryan Kastner

Employee Benefits Consultant

Ryan Kastner is an Employee Benefits Consultant with Innovative Benefit Planning, L.L.C. Ryan has 5 years of experience in the insurance and payroll industry providing exceptional service to companies and executives across the country. Ryan is considered an expert in the health care industry and more specifically on the new regulations associated with health care reform. Ryan also focuses on advising Retirement Plan sponsors.

Ryan has committed to continual education in the field of Employee Benefits, Retirement Plans, and Wellness. Ryan is an Investment Advisor Representative, a Certified Corporate Wellness Specialist and has completed the rigorous International Foundation of Benefits Employee Benefits course. Ryan is in process of obtaining the highly respected Certified Employee Benefits Specialist (CEBS) designation and is expected to complete the designation in 2017.

Ryan also spends his time investing in philanthropic interests. Ryan has served as a CEO liaison for the United Way’s Annual Campaign in Burlington and Camden Counties since 2013 and has sat on the Non Profit Development Center of Southern New Jersey Board of Directors since early 2015. Ryan is also a proud member of the Moorestown Rotary Club.

Ryan resides in Moorestown, NJ with his wife Jamie and son Caden.

John Romaska

Director, Benefits Consulting

John Romaska joined Innovative’s team as Director of Benefits Consulting in March 2016. John is responsible for strengthening and maintaining Innovative Benefits Planning’s relationships with its’ current clients and ensuring the continued growth and profitability of the Employee Benefits Practice.

John graduated from Rutgers University with a degree in Finance. Prior to accepting this position, he served as Benefits Manager for the largest publicly held water utility company, American Water Works, based out of Voorhees, NJ. Prior to his time at American Water, John spent over 10 years in a benefits consulting practice; eventually selling his interest in 2013. John partnered with Human Resources (HR) and C-level executives of mid to large size corporations to understand their benefit challenges and provide specific solutions based upon discovered needs. John is expertly and equally versed in fully insured, self-funded and level funded financial arrangements.

John brings experience and a proven track record of success in the employee benefits area, which will be invaluable in meeting our departmental goals and our clients’ strategic objectives.

Yesenia Perez, JD, LLM

Compliance Counsel

Yesenia Perez serves as Compliance Counsel for Innovative Benefit Planning, L.L.C. and brings several years of experience in health law compliance. Yesenia worked for the New Jersey Division of Law-Health and Human Services, the American Medical Association, a civil litigation firm, and a prominent health law firm in Chicago, Illinois. Yesenia received her law degree and Master of Laws in Health Law from DePaul University, College of Law. Yesenia is licensed to practice law in New Jersey and New York.

At Innovative, Yesenia is responsible for overseeing all compliance related requirements for our clients by providing up to date research and interpretation to resolve regulatory compliance issues. These compliance services assist client human resource professionals in meeting their ongoing administrative, reporting, and disclosure requirements.

Yesenia also serves as Chief Compliance Officer for Innovative Investment Fiduciaries, L.L.C. Yesenia is responsible for instilling a culture of compliance and integrity to protect client plan sponsors and plan participants from potential compliance violations.

Within the community, Yesenia is heavily involved in the Associate Alumnae of Douglass College (AADC), where she serves as her Class President and Secretary of the Young Alumnae Network. Yesenia has spearheaded a Sisterhood Book Club, is an AADC Mentor to younger alumnae, and is involved with the annual Workplace & Professional Development Symposium. Yesenia has been chosen to speak at various AADC events, including as Keynote Speaker for the organization’s Founder’s Day celebration. Yesenia is also a member of the United Benefit Advisors Legal and Compliance Committee, American Bar Association, and New Jersey Bar Association.

Erica Brown

Wellness Coordinator

Erica Brown is a seasoned Nutritionist and Wellness Coach with over 10 years of experience in the health and wellness field. She holds a Master’s degree in Nutrition and Wellness from Benedictine University and a Bachelor’s degree in Dietetics and Exercise Science from Virginia Tech.

Prior to joining Innovative, Erica owned and operated her own Nutrition and Wellness private practice where she worked individually with a variety of clients to help them reach goals related to weight management, general health and wellness, and sports nutrition. She currently teaches Nutrition as an Adjunct Professor at Mercer County Community College and Rowan College at Burlington County.

Her previous work experience also includes 8 years as a Personal Trainer and Strength and Conditioning Coach. Erica has worked with professional and collegiate athletes at Arizona State University, the University of Florida, and EXOS athletic training center. Her medical background includes work at a Sports Medicine practice as a Medical Assistant and Nutrition and Exercise Specialist.


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