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Innovative Sits Comfortably with Strive

Monday, May  21,  2018

Innovative Benefit Planning has partnered with Strive Physical Therapy to combat the ill effects of a sedentary lifestyle. On Friday, May 18th Jason Melnyk from Strive met with Innovative Benefit Planning employees to educate the team on all of the intricacies of desk ergonomics during their “DeskFit” lecture. The “DeskFit” session taught employees how to optimize … Continue reading

IRS Releases 2019 Calendar Year HSA Contribution Limits and HDHP Deductible Minimums and Out-of-Pocket Maximums

Thursday, May  17,  2018

The IRS has released the maximum contribution limits for Health Savings Accounts (HSAs) and High Deductible Health Plan (HDHP) minimum deductibles and out-of-pocket maximums for the 2019 Calendar Year.  For your convenience, we’ve provided a summary below. You can reference the official document here.   Health Savings Account contribution limit for individual coverage: $3,500 (increased $50) … Continue reading

New Jersey Paid Sick Leave Act Signed into Law

Tuesday, May  8,  2018

New Jersey has now become the tenth state to enact a statewide mandatory paid-sick-leave law. The New Jersey Paid Sick Leave Act was signed into law on May 2nd by Gov. Phil Murphy and will go into effect on Oct. 29, 2018. Once effective, it will require New Jersey employers of all sizes to provide … Continue reading

2018 Health Savings Account Contribution Limits Change Once Again

Friday, April  27,  2018

If you recall, after the passing of the tax reform bill, known formally as the Tax Cuts and Jobs Act, the IRS adjusted the amount for HSA family contributions from $6,900 to $6,850 due to a change in inflation calculations. After public outcry and consideration of the administrative and financial burdens this change would have … Continue reading

New Jersey Newborn Mandate Changes in 2018

Tuesday, April  17,  2018

In January 2018, the State of New Jersey updated the existing NJ Newborn Mandate that provides health coverage for all newborns from the moment of birth for the first 31 days to provide coverage from the moment of birth for the first 60 days. The newborn child of a subscriber or his/her spouse will be … Continue reading