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New Jersey Newborn Mandate Changes in 2018

Tuesday, April  17,  2018

In January 2018, the State of New Jersey updated the existing NJ Newborn Mandate that provides health coverage for all newborns from the moment of birth for the first 31 days to provide coverage from the moment of birth for the first 60 days. The newborn child of a subscriber or his/her spouse will be … Continue reading

March Compliance Recap

Thursday, April  5,  2018

March was a quiet month in the employee benefits world. The Internal Revenue Service (IRS) released a bulletin that lowered the family contribution limit for health savings account (HSA) contributions. The U.S. Department of Labor (DOL) updated its model Premium Assistance Under Medicaid and the Children’s Health Insurance Program notice (CHIP notice). The IRS issued … Continue reading

PrimeMail by Walgreens Gets a New Name

Wednesday, April  4,  2018

Effective 3/31/2018 PrimeMail by Walgreens Mail Service will operate under the name “Alliance RX Walgreens Prime“.  Prime + Walgreens assures customers that only their name is changing. AllianceRX Walgreens Prime promises to stay consistent with their standards for communications, prescriptions, refills and service. Employers who have health plans with Horizon Blue Cross Blue Shield of … Continue reading

The Importance of Wellness in the Workplace

Wednesday, March  28,  2018

Workplace Wellness is an investment which works much like any other investment- You put in time and money in hopes of a more valuable outcome, which in this case is the health of your employees, their families and your bottom line. Engagement, motivation, strategy, and support are the keys to a successful workplace wellness program. … Continue reading

Innovative Welcomes Mima Jovanovic

Monday, March  12,  2018

Please join us in welcoming Innovative’s new Benefit Consultant, Mima Jovanovic. Mima Jovanovic is an accomplished employee benefits consultant with over 20 years of experience cultivating new business opportunities and developing strategic health and welfare programs. He brings a unique perspective to clientele; with significant experience and skills on both the carrier and brokerage side … Continue reading


Tuesday, March  6,  2018

Yesterday, the Internal Revenue Service (IRS) released a bulletin that includes a change impacting contributions to Health Savings Accounts (HSAs) and Employer Adoption Assistance Programs. The family HSA contribution for 2018 has been reduced from $6,900 to 6,850. This change is effective January 1, 2018. We advise plan participants to adjust their HSA contributions, if utilizing the … Continue reading

Focusing on FMLA

Monday, February  26,  2018

Human Resource professionals are often asked by their employees about taking a leave of absence. Sometimes, these leaves of absences are protected by the federal government. The Family and Medical Leave Act (FMLA) entitles eligible employees of covered employers to take unpaid, job-protected leave for certain medical and family reasons. It is important to understand … Continue reading

Innovative Supports Samaritan Healthcare & Hospice

Friday, February  9,  2018

Innovative is proud to support long-time partner, Samaritan Healthcare & Hospice, as a gold sponsor at tomorrow night’s annual Celebration of Life Gala. The event will be held at the Crowne Plaza in Cherry Hill, NJ. Gala proceeds support the gift of hospice, palliative, and grief support services for all Samaritan patients and families – including the … Continue reading

January Compliance Recap

Thursday, February  8,  2018

January was a busy month in the employee benefits world. On January 24, 2018, the U.S. Senate confirmed Alex Azar as the new Secretary of the U.S. Department of Health and Human Services (HHS). The U.S. Department of Labor (DOL) proposed regulations regarding association health plans. HHS released the 2018 federal poverty guidelines. The DOL … Continue reading

Non-Profit Wager Win Makes the Eagles Victory Even Sweeter

Monday, February  5,  2018

After the Philadelphia Eagles secured their spot in Super Bowl LII, Innovative made a friendly wager with fellow United Benefit Advisors (UBA) partner firm, Employee Benefit Solutions (EBS) out of Massachusetts. The terms were simple- if the Eagles won, EBS would donate $500 to a Philly-area non-profit of Innovative’s choice and send the team some … Continue reading


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