TaLk To Us




Regarding the New York Paid Family Leave Law

Friday, August  4,  2017

NEW YORK PAID FAMILY LEAVE LAW Eligible employees will be able to take NYPFL to take care of a seriously ill family member, to bond with a newborn, adopted or foster child, or for military exigency, as defined by the federal FMLA rules. The New York Disability Benefits Law (NYDBL) was amended to include paid … Continue reading

July Compliance Recap

Friday, August  4,  2017

July was a relatively quiet month in the employee benefits world, despite the U.S. Senate’s release of two bills in its attempt to repeal the Patient Protection and Affordable Care Act (ACA). First, the U.S. Senate revised its Better Care Reconciliation Act and declined to vote on its revision. Then the U.S. Senate released its … Continue reading


Wednesday, July  19,  2017

As you know, a few weeks ago Senate Republicans drafted a bill, the Better Care Reconciliation Act (“BCRA”), in an effort to repeal and replace the Patient Protection and Affordable Care Act (“ACA”). If you remember, Republicans currently hold a 52-member majority in the Senate, therefore Senate Republicans are left with a two member margin … Continue reading

June Compliance Recap

Friday, July  7,  2017

June was an active month in the employee benefits world. The U.S. Senate released a draft of the Better Care Reconciliation Act of 2017 which would substitute the U.S. House Resolution 1628 that aimed to repeal and replace the Patient Protection and Affordable Care Act (ACA). The U.S. Supreme Court decided an ERISA church plan … Continue reading


Wednesday, June  7,  2017

It’s that time of year again for PCORI fees to be paid. As you may already know, the Affordable Care Act established the Patient-Centered Outcomes Research Institute (PCORI). The purpose of PCORI is to promote research efforts that will help Americans make better informed health decisions. To fund this effort, employers with certain self-insured plans … Continue reading

DOL Releases Additional Guidance Regarding the Fiduciary Rule

Friday, May  26,  2017

As part of our commitment to ensuring that our clients are kept up to date on the changes to applicable laws, the Department of Labor (DOL) has released additional guidance regarding the Fiduciary Rule. In our recent blog post, we discussed the applicability date of the Fiduciary Rule being delayed from April 10th to June … Continue reading

Innovative & Ryan Kastner Honored at Annual United Way Awards Celebration

Friday, May  19,  2017

This Thursday, May 18th, the Innovative team attended the Annual United Way of Burlington/Camden Counties Awards Celebration at the Ramblewood Country Club in Mount Laurel, NJ. Innovative was honored to receive the “Culture of Caring” Award for organizations with outstanding employee participation rates. Innovative’s Employee Benefits Consultant, Ryan Kastner, was recognized with the Campaign Chairman’s … Continue reading

The CHOICE Act and its Impact on the Fiduciary Rule & Dodd-Frank

Tuesday, May  9,  2017

Late last week, the House Financial Services Committee approved the CHOICE Act for consideration by the full House of Representatives. The CHOICE Act is likely the first step towards Congressional repeal of the Department of Labor’s fiduciary rule. In addition to undoing or potentially replacing the Dodd-Frank Wall Street reform regulations adopted after the 2008 … Continue reading

Float Your Way to Better Health

Friday, April  7,  2017

Every day, 24 hours a day, 7 days a week, our senses are being stimulated by light, sound, and other sensations. Our muscles and bones are working hard against gravity to support us with each movement that we make. If we are not careful to take care of our bodies, we end up with aches … Continue reading

Innovative Spotlight- Yesenia Perez, JD, LLM

Friday, March  31,  2017

Innovative Spotlight Yesenia Perez, JD, LLM is pioneering the role of Compliance Counsel at Innovative Benefit Planning. Facing constant challenges of the ever-changing insurance industry and the impact the Affordable Care Act has had on employers nationwide, we knew we needed more compliance support for our clients. Yesenia has been an integral part of our … Continue reading


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