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Innovative Myth Series #2: All Highly Compensated Employees are Defined by Salary Alone

Wednesday, February  13,  2019

                          Download full case study here. Let Innovative perform a complimentary review of your plan, contact our retirement planning team here.    

January 2019 Compliance Recap

Wednesday, February  13,  2019

January was a relatively quiet month in the employee benefits world. The Department of Labor (DOL) issued its annual adjustment of federal civil monetary penalties. The Centers for Medicare & Medicaid Services released a proposed rule for benefit payment and parameters for 2020. The Internal Revenue Service (IRS) released its 2018 Instructions for Form 8994 … Continue reading

NJ Consumer Protection Act goes into effect on August 29, 2018

Friday, August  24,  2018

On August 29th, 2018, the “Out-of-network Consumer Protection, Transparency, Cost Containment and Accountability Act” will go into effect.  All fully-insured health plans must follow the New Jersey state mandate, while self-funded health plans can decide to opt-in.  Innovative Benefit Planning has prepared a brief on what employers should know about the new legislation.  What are … Continue reading

Trump Administration Suspends Billions in Risk Adjustment Payments to Insurers

Tuesday, July  10,  2018

Background The implementation of the Affordable Care Act brought uncertainty to many insurers.  To guard against adverse selection, and the threat of insurer insolvencies, the federal government enacted safety measures to stabilize the individual markets.  The “3 R’s of Health Insurance” sought to balance the risk pool by eliminating uncertainty for those insurers participating in … Continue reading

Innovative Heads to Capitol Hill

Wednesday, February  28,  2018

Earlier this week Dan Foley, Ryan Kastner & Yesenia Perez from the Innovative team headed to Washington D.C. for the NAHU 2018 Capitol Conference.  During their time in Washington, the trio attended a number of informative sessions that detailed changing legislation that directly impacts the health insurance market and engaged in discussions with lawmakers; lobbying … Continue reading

Innovative Live Tweets the NAHU Capitol Conference

Tuesday, February  21,  2017

  Innovative will be live-tweeting Dan & Ryan's experience at #NAHUCapCon2017 in Washington D.C.- Stay tuned for updates! — Innovative Bene Plan (@Inno_Bene_Plan) February 13, 2017 Here's what is on today's agenda! @NAHU2017CapCon — Innovative Bene Plan (@Inno_Bene_Plan) February 13, 2017 We begin with a review of policy discussion points ranging from market stabilization … Continue reading

May 2016 Compliance Recap

Friday, June  17,  2016

After a quiet few months, federal agencies were quite busy during the month of May, issuing four important final rules that impact employers. Specifically, the Department of Labor (DOL) issued the long-awaited revisions to the white collar exemptions of the Fair Labor Standards Act; the Department of Health and Human Services (HHS) released its final … Continue reading

Innovative Presents at the BPAS Annual Conference

Thursday, June  16,  2016

The Innovative team spent June 6, 7 and 8, 2016 at the Benefit Plans Administrative Services (BPAS) Annual Partner Conference in Philadelphia. The annual conference draws financial intermediary partners from across the country for three days of panels and breakout sessions covering a variety of topics including: technical and legislative updates, fiduciary and investment updates, sales, marketing, … Continue reading

Terriann Participates in SmartCEO’s “Think Tank” Discussion

Tuesday, June  14,  2016

On June 7th, Innovative President, Terriann Procida, joined a group of fellow Philadelphia-area Brava winners to participate in SmartCEO‘s  “Think Tank” discussion hosted by Comcast Business on Corporate Social Responsibility and Philanthropy. Panelists spoke on the various ways their businesses engage with their local communities, how their organization’s productivity and employee engagement are affected by philanthropic … Continue reading

Innovative Presents “Update from the Hill” at the 30th Annual Tri-State HRMA Conference

Tuesday, May  10,  2016

Last Thursday, May 5th, Innovative’s Employee Benefits Consultants, Dan Foley and Ryan Kastner, had the honor of speaking at the 30th Annual Tri-State HRMA Conference.  The two presented a curtailed version of their popular “Update from the Hill” seminar which summarizes key takeaways from this year’s NAHU Capitol Conference and explains what employers can do to prepare for … Continue reading


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