Do You Monitor Your 3(38) Adviser?

If you don’t, maybe you should.  Many people mistakenly assume that when they hire a 3(38) they no longer have to worry about any fiduciary responsibility.  They are wrong.  While […]

PPACA Update: Women’s Preventive Services

Proposed rules that would make it simpler for religious organizations and religious-affiliated not-for-profit organizations like hospitals and schools that have a religious objection to providing contraceptive services were released by […]

PPACA Update: Minimum Essential Coverage

On Feb. 1, 2013, HHS and the IRS issued two proposed regulations that provide details on the individual shared responsibility requirement. PPACA requires that non-exempt individuals obtain “minimum essential coverage” […]

HRA Restrictions Under PPACA

Because PPACA prohibits annual dollar limits on essential health benefits, HRAs that are not integrated with other group health coverage (usually a major medical plan) will not be permitted after […]

PPACA Update: Notice of Exchange Has Been Delayed

The Department of Health and Human Services (HHS), the Internal Revenue Service (IRS) and the Department of Labor (DOL) have recently issued more FAQs and proposed rules that address several […]

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