UBA’s Private Exchange “Benefits Passport” Is Now Open!
Employers, are you looking for an affordable insurance option to help reduce your costs, increase efficiency, simplify administration and provide exceptional value to your employees in light of Health Care […]
Health FSA “Use-It-Or-Lose-It” Rule Modified
What some would consider a long overdue change to FSA plans came down from the US Department of Treasury yesterday. The FSA “use-it-or-lose-it” provision, which has required employees to spend […]
Self-Funded Employers Get Some Relief: Pay Only 2014 Transitional Reinsurance Fee!
Some employers with self-funded health plans can breathe a sigh of relief this week. The Department of Health and Human Services has announced that certain self-funding employers will be exempt […]
Health Plan Benchmarking Regional Findings: How Does Your Plan Compare?
The benefits landscape remains in a state of flux as the cost of health care continues to increase and recruitment and retention of quality employees becomes more competitive. Combined with […]
Is Eligibility For The Marketplace A Section 125 Change In Status Event For Non-Calendar Year Plans?
With the October 1st opening of the Health Insurance Marketplace, some employers have inquired about where they stand if an employee would like to leave their plan. In particular, those […]
Boiling Down PPACA
We’ve had a lot of employers request a simple, at-a-glance way to see all the PPACA requirements that apply to their business. This is no easy task given group size, […]
Innovative Welcomes Matt Bernstein!
We are pleased to announce the addition of Matthew Bernstein to the Innovative team. Matt is a graduate of Western New England College in Springfield, Massachusetts. As a Qualified Plan […]
How Does Your Health Plan Stack Up Against Your Competitors?
See how your health plan stacks up against your competitors! Results from the United Benefit Advisors (UBA) 2013 Health Plan Survey are in! Employers can now benchmark their health plan […]
New Guidance on HRAs and Premium Reimbursement Arrangements
On Sept. 13, 2013, the IRS issued Notice 2013-54, which includes details on permissible health reimbursement arrangements (HRAs), provides some clarification on minimum essential, minimum value and affordable coverage, and […]
What Is A “Common Law Employee?”
As part of PPACA, every employer needs to determine whether or not they are “large” which, according to Health Care Reform, means employing 50 or more full time or full-time […]