Innovative Myth Series #11-As a plan sponsor, I shouldn’t consider adding a 3(16) service to my plan.
An existing client had experienced problems with their 401(k) plan audit for several consecutive years due to internal operational issues. The client requested our help in determining whether they should spend […]
Innovative Benefit Planning Earns Specialized Advisor Recognition
Our firm was founded on the principles of integrity, professionalism and exceptional client service. We are also deeply committed to continuous improvement. Our dedication to doing what is best for […]
Innovative Myth Series #10: When Transferring Service Providers, There are no Pitfalls, Part 2 – Market Value Adjustments and Fixed Accounts
A new client engaged Innovative after they decided to transfer their current plan to a new service provider. After our initial investment review, we noticed there was an existing Stable […]
Should you Consider a Safe Harbor Contribution Feature?
Does your organization’s retirement plan frequently refund money to highly compensated employees (HCE)? Do you want to provide a great incentive to your employees to save for retirement and perhaps […]
5 Reasons To Hire the Right Financial Advisor For Your Retirement Plan
As an organization offering a retirement plan to their employees, plan sponsors are faced with decisions that can affect the entire organization. The plan design, investment line-up, and who the […]
Innovative Myth Series #9: When Transferring Service Providers, There Are No Pitfalls. Part 1-Protected Benefits
A new client engaged Innovative to transfer their current plan to a new service provider. During the course of our detailed review, we discovered that certain employees had annuity contracts […]
Innovative Myth Series #8: Once I Sell a Company, I Don’t Have To Worry About It Impacting My Current Retirement Plan
See how Innovative helped our client from running afoul of the Affiliated Service group rules and saved the client from potential serious regulation issues. Download full case study here. Let Innovative […]
Innovative Myth Series #7: The Only Benefit To A Retirement Plan is Retirement Savings
See how Innovative helped this client add a pension plan to their existing 401(k) and profit-sharing plan offerings to tackle their recruiting and retention challenge. Download full case study […]
Innovative Myth Series #6: Funding a Profit Sharing Plan for a Company with More Than 100 Employees Will Only Benefit My Employees
See how Innovative helped one client generate significant tax savings for their company. Download full case study here. Let Innovative perform a complimentary review of your plan, contact our retirement […]
The Importance of a Roth Option in Retirement Plans
Roth contributions can provide significant benefits to retirement plans for both participants and plan sponsors alike. But what does Roth mean? Unlike pre-tax, Roth refers to post-tax dollars, meaning the […]
