Summer is here! That means spending more time with the family, more outdoor activities, and most importantly more exposure to the sun and its harsh UV rays. Increased exposure to UV radiation increases the risk of skin cancer. Due to climate change, the stratospheric ozone is thinning allowing less protection from the sun’s harmful rays, which in result increases the UV radiation levels over time. We advise everyone not to rely on temperature as a guide, but to check the sun protection times daily to see when the UV is forecast to be 3 or above. Using the tips below, challenge yourself to practice good sun safety all through July!
SPF and How to Apply Sunscreen. Sun Protection Factor (SPF) measures the length of time a sunscreen product protects against sun exposure. Here are some tips on how to apply sunscreen:
–No spray on sunscreens–this can cause you to miss spots!
–Choosing the right sunscreen-the American Academy of Dermatology recommends consumers choose a sunscreen which states on the label: SPF 30 or higher, broad Spectrum, and water resistant to ensure optimal protection.
–One ounce of sunscreen, enough to fill a shot glass, is considered the amount needed to properly cover your body.
–Broad Spectrum sunscreen-this is one that protects against UVA and UVB rays. Discard your sunscreen after the expiration date. The date should be stamped on the bottle. In most cases, sunscreen will last about 3 years.
Plan activities around the sun. The sun is at its strongest peak from 10am-4pm. Doing activities outside during non-peak hours will help with UV exposure.
Cover up. Taking a break from the sun during periods of long exposure can protect your skin from harmful UV rays and you don’t need to coat your skin with extra sunscreen. Take a break from the sun by sitting under an umbrella, finding shade, or stepping indoors for some time. Wear protective clothing when out in the sun, such as a wide-brimmed hat, sunglasses, and a long-sleeved shirt and pants.
Eyes need protection too! Your skin is not the only thing that can be harmed by UV rays. The intense UV exposure can cause the eyes to tear up and become inflamed. Wearing proper sunglasses can help to combat the harm UV rays can put on your eyes. Dark tinted sunglasses block out 99-100% of UV radiation. The proper sunglasses will prevent eye damage and allow you to better enjoy your surroundings.
Innovative’s Workplace Wellness
Innovative’s Workplace Wellness assists employers in creating a culture of health. Our skilled wellness team works hand-in-hand with organizations to design and implement customized wellness programs that improve your population health and ultimately lower claims costs. Workplace wellness is more than keeping your team physically healthy. It’s about empowering employees to be their best, creating a fully engaged staff and making them advocates of their health. We help employers focus on each individual employee, guiding your team to effectively manage their own mental, physical, and emotional energy so your employees and your business thrive. To learn more, visit here.
Feedback From Our Happy Customers
The Innovative team is well respected at AFS. My staff and I feel they are an extension of our HR team! Since implementation, they have always remained committed to assisting AFS with all of its healthcare needs; in fact, it doesn’t matter what time of day, they always respond in a timely manner.
Each year they come up with fresh material so our employee’s interest is always peaked. A few years ago, Innovative provided us with documentation to show that moving from a fully insured program to self-insured would be more cost effective for AFS, and it has been! Innovative has truly made our jobs easier so we can focus on other tasks.
As an HR professional, Innovative makes my job easier and benefits administration much less overwhelming than it would otherwise be.
They are truly a partner with me to make sure our team members have the best benefits and service around their benefits that we can offer. Innovative’s team is responsive, professional and resourceful. (They are at the forefront of knowledge in many areas, including ACA reporting and compliance, which can get highly complicated.)
As a client for the last 4 years, we love working with our Innovative Benefit Planning team because of their service model, scope , depth and quality of expertise in handling our benefits and renewals.
Their level of commitment just keeps getting better each year. They have more than met our expectations on renewal negotiations, response time, assistance with ongoing plans, open enrollment material, meetings, support, bill auditing, and wellness programs.
Since our partnership with Innovative Benefit Planning in 2017, it has been a seamless one. Innovative always provide options, suggestions and recommendations when it comes to our benefits renewal.
Innovative is always present even when open enrollment ends, their year round communication reminds me that I can always reach out for help at any time. Their professionalism is the utmost one can expect. My account representative Jenni is wonderful, courteous, knowledgeable and very helpful.
We have been dealing with Innovative Benefit Planning for many, many years. They have given us nothing but exceptional service.
We can pick up the phone or email them and they always resolve our questions and take care of our employees insurance issues in a very timely manner. They negotiate our insurance rates every year and have managed to reduce the increase every year. Every account manager we’ve had throughout the years have been great to work with.
I have been working with Innovative Benefit Planning for over six years. Previous to Innovative, I had used the same broker for about 25 years. I was used to doing everything myself during open enrollment with my previous broker.
When Innovative came on board, I was pleasantly surprised how “on top” of things they were. I never have to call them and bother them about getting rates to me for open enrollment, as they are in touch with our carriers on a regular basis, and they get me my information for open enrollment as soon as they receive it from the carriers.